Cover for up to 30 people

You may add up to 29 family members and relatives for just a little extra.  

Cover amount options

You may choose up to R75 000 cover for yourself or your spouse or life partner. If you choose the Immediate Family package, the cover amount for your spouse or life partner will be limited to R40 000.  

Immediate Accidental-Death Cover

If you choose to pay your premiums by debit order:

• You will be covered for accidental death immediately.
• If you pay in cash, you will be covered as soon as you pay the first premium.  

Different waiting periods 

• You, your immediate family, your parents and your domestic worker(s) will be covered for natural death after a six-month waiting period.
• Other insured lives will be covered after a 12-month waiting period. 

No-lapse Benefit

If you are experiencing financial difficulties and pay only part of your premium:

• Your cover amount will be reduced but your policy will not lapse. We will SMS your cover amount to you each month or you can call our Client Services Contact Centre.  

Grace Month

This is a month in which you do not have to pay a premium, but your policy will remain active. However, cover will be adjusted.  

Premium Bonus

Every 12 months you qualify for a premium bonus, which is equal to the average premiums paid in the preceding 11 months.  

Flexible Premium Payment 

This feature allows you to pay premiums when you have the cash. Cash payments can be made at your nearest Nedbank,Pick n Pay, Shoprite or Spar.  

Extra Premium Bonus 

• If you pay for 10 months in advance, you’ll get two months free.  

Family Supporter Benefit  

Provide your beneficiary with an income of up to R2 500 a month for a period of three, six, nine or twelve months depending on what you choose when you takeout the policy.  

Waiver of Premium Benefit 

This benefit ensures that the premiums under your policy would be paid for up to 24 months, providing peace of mind that your loved ones will continue to be covered after your death.  

Funeral Support Benefit

The Funeral Support benefit forms part of our Value for Life Programme and will help ease the burden and disruption associated with funeral arrangements, at no extra cost.

• Transportation of the mortal remains of the insured life to the nearest funeral home of choice.
• Transportation arrangements and accommodation for one night, where a single relative can accompany the mortal remains to the nearest funeral home of choice.
• Legal assistance regarding the funeral procedures, e.g. with the death certificate.
• Assistance with the arrangements of the funeral or cremation.Other lifestyle benefits.

No medical testing

That’s right, no medical testing whatsoever is required.

• You can apply at a Nedbank branch, through the Nedbank Contact Centre on 0860 333 111, with the community sales teams.
• You must be a legal and permanent resident with a valid South African identity card/document.
• All your dependants must be South African citizens.Children must have a valid birth certificate with an identity number.