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Earn a gross monthly income of R32 000 or less (single or joint).
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How it works
1. Find out how much you qualify for
Use our preapproval to see how much you might qualify for or contact one of our home loan sales consultants.
2. Apply for a home loan
If you meet all the requirements, you can request a call back and a dedicated home loan sales consultant will assist you with your home loan application.
3. Open an account
To qualify for the cashback, you’ll need to open a Nedbank account and move your salary to it if you do not already have one.
4. Get cash back
Once your home loan is approved, a cashback of R5,000 will be paid into your Nedbank account after the bond is registered.
Owning a home is an achievement to be proud of
If you earn a single or joint gross monthly income of R32,000 or less, you may qualify for the following:
- Get finance up to 100% of the property value.
- Get R5,000 cashback paid into your Nedbank transactional account.
- Get a 50% discount on your attorney’s bond registration fee.
- Get a preferential interest rate on your home loan if your salary is paid into a Nedbank account.
- Receive dedicated quality service from our home loan sales consultants.
- You also have the option of adding your initiation fee to your home loan amount.
- If you earn less than R22,000 a month, you can lower your home loan repayments through the First Home Finance subsidy.