Nedbank Property Finance is a market leader in commercial property finance, enabling you to realise your property opportunities through a diverse range of financing solutions. This includes development finance, equity participation, investment, affordable housing project finance, solutions for the listed sector and residential development finance.
When a commercial property opportunity is recognised and finance is needed, Nedbank Property Finance leads the market in providing agile solutions that help realise your vision.
Nedbank Property Finance specialises in financing commercial, industrial, retail and residential development property, offering loan funding to developers, owners, occupiers and investors. Agile financial solutions include access to undrawn funds, interest-only periods, fixed and floating interest rates, flexible repayments and residual value transactions.
Usually short-term in nature, development finance solutions can be designed for small-, medium- and large-scale buildings, conversion or redevelopment projects, and major refurbishments.
Through our specialised Property Partners Division, we enhance your flexibility in property-based investments and operations by taking an equity finance position in property developments and acquisitions, land investment and portfolio assemblies. Our selective approach in this type of financing, together with our position and strength in the market affords you increased risk mitigation and the ability to enter into larger transactions with limited equity. Nedbank’s interest in these equity transactions is achieved either through direct shareholding, mezzanine loans, or profit-sharing arrangements.
Listed sector solutions
A history of active engagement with property funds and premier companies listed on the JSE has resulted in deep knowledge and insight, making Nedbank Property Finance the market-leading provider of finance solutions for the listed-property market. Enabling this dynamic sector involves agility and highly customised lending that is secured by a portfolio of commercial, residential, retail or industrial properties.
For the investor seeking income-producing returns with capital appreciation that outperforms other investment options. Owner-occupiers of industrial and commercial property and the listed property sector can expect finance options that are crafted and honed to optimally meet their financing requirements within commercial, industrial and retail property investment.
We enable smart investment solutions through long-term lending; loans secured against property investment portfolios; and structured investment loans allowing investors to customise their agreements in terms of amortisation, interest rates, residual values and cashflows.
Affordable housing finance
At Nedbank Property Finance, we are proud of our role in transforming development opportunities into quality communities. This is made possible through the focused approach of our Affordable Housing division. Funding opportunities for new affordable housing ventures are identified through the extensive network of developers across the public and private sectors. A selective partnership approach with credible and experienced developers with a proven track-record enables us to utilise a full spectrum of resources to ensure value-driven service and delivery of quality projects to the market.
Residential development finance
Backed by a discerning approach, we provide funding solutions for large-scale residential housing developments, enabling key developers that have a sound reputation for delivering residential stock to the market. A minimum transaction amount of R5 million is set out for property developers or residential investors in need of short-term bridging finance for the acquisition of land, the installation of services, and the construction of buildings.
Our client-centred mandates and processes are matched to the specific needs of your particular opportunity and business with a view to yielding a solution that unlocks value and a range of benefits for your business:
According to a report by Jones Lang Salle, South Africa is home to over 15 million square metres of office space, while the rest of Africa, including north and sub-Saharan Africa, has a mere six million square metres. The continent is witnessing remarkable growth of its city economies, with a rate of urbanisation that, in some areas, exceeds 9% a year. The commercial real estate sector in Africa has been described as 'poised for liftoff' by expert analysts.
To address this challenge the Department of Construction Economics and Management at the University of Cape Town (UCT) has partnered with Nedbank Corporate and Investment Banking (CIB) to form the UCT–Nedbank Urban Real Estate Research Unit under the directorship of Associate Professor Francois Viruly. The primary source of funding is CIB, which has committed R1 million per year to the unit for the next four years. With this funding the unit will develop an interdisciplinary research platform to identify issues within and solutions to urban real estate investment, finance, economics and management problems in Africa.
Robin Lockhart-Ross, Managing Executive of CIB's market-leading Property Finance business, says that investment in and funding of property ventures and developments necessitate taking a long-term view that is properly informed. The importance of high-quality real estate research in investment and financing decisions can therefore not be understated. He says that Nedbank's association with UCT and its commitment to research are consistent in promoting thought leadership in the property industry.
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