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With effect from 13 July 2009

HIGH INTEREST CHEQUE ACCOUNT
CURRENCY	CAPITAL	INTEREST RATES
GBP	5 000 - 9 999	0.000%
	10 000 - 24 999	0.000%
	25 000 - Plus	0.000%

DEMAND DEPOSIT ACCOUNT
CURRENCY	CAPITAL	INTEREST RATES
GBP	5 000 - 9 999	0.000%
	10 000 - 24 999	0.000%
	25 000 -	0.000%
USD	7 500 - 14 999	0.0000%
	15 000 - 37 499	0.0000%
	37 500 - plus	0.0000%
EURO	6 500 - 12 999	0.000%
	13 000 - 32 499	0.000%
	32 500 -	0.000%
ZAR	75 000 - 174 999	3.50%
	175 000 - Plus	4.00%

TERM DEPOSIT ACCOUNT
Currency	Minimum Deposit	Investment Terms
		1 Month	2 Month	3 Month	6 Month	1 Year
GBP	5 000 Plus	0.00%.	0.00%.	0.00%.	0.00%.	0.00%.
USD	7 500 Plus	0.00%.	0.00%.	0.00%.	0.00%.	0.00%.
CHF	11 000 Plus	0.00%.	0.00%.	0.00%.	0.00%.	0.00%.
EURO	10 000 Plus	0.00%.	0.00%.	0.00%.	0.00%.	0.00%.
ZAR	75 000 Plus	4.65%.	4.65%.	4.65%.	4.75%.	4.90%.