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Fixed Deposits (For clients younger than 55 years of age). Rates are quoted on a per annum basis.
Balance	Period of investment	Interest Monthly/ Quarterly/ Half yearly	Interest Annually	Interest on expiry
R1 000 and more.	1 month	-	-	5.65%
	2 months	5.70%	-	5.71%
	88 days	5.75%	-	5.77%
	4 months	5.75%	-	5.79%
	5 months	5.75%	-	5.80%
	6 months	5.95%	-	6.02%
	7 - 8 months	5.95%	-	6.03%
	9 - 11 months	5.95%	-	6.08%
	12 months	6.10%	-	6.27%
	13 - 17 months	6.10%	6.27%	6.28%
	18 months	6.15%	6.32%	6.42%
	19 - 23 months	6.15%	6.32%	6.44%
	24 - 35 months	6.20%	6.37%	6.58%
	36 months	6.70%	6.90%	7.39%
	37 - 59 months	6.70%	6.90%	7.41%
	60 months	6.70%	6.90%	7.93%
OptimumPlus (Interest Monthly/Quarterly/Half-yearly)
Fixed deposit exclusive to clients 55 and older.
Interest paid Monthly	R1 000 - R9999	R10 000 - R99999	R100 000 - R249999	R250000+
1 month	-	-	-	-
2 months	5.70%	5.70%	5.70%	5.70%
88 days	5.75%	5.75%	5.75%	5.75%
4 months	5.75%	5.75%	5.75%	5.75%
5 months	5.75%	5.75%	5.75%	5.75%
6 months	5.95%	6.00%	6.05%	6.10%
7 - 8 months	5.95%	6.00%	6.05%	6.10%
9 - 11 months	5.95%	6.00%	6.05%	6.10%
12 months	6.55%	6.60%	6.65%	6.70%
13 - 17 months	6.55%	6.60%	6.65%	6.70%
18 months	6.55%	6.60%	6.65%	6.70%
19 - 23 months	6.55%	6.60%	6.65%	6.70%
24 - 35 months	6.70%	6.75%	6.80%	6.85%
36 months	7.20%	7.25%	7.30%	7.35%
37 – 59 months	7.20%	7.25%	7.30%	7.35%
60 months	7.20%	7.25%	7.30%	7.35%
Optimum Plus (Interest on Expiry)
Interest on Expiry	R1 000 - R9999	R10 000 - R99999	R100 000 - R249999	R250000+
1 month	5.65%	5.65%	5.65%	5.65%
2 months	5.71%	5.71%	5.71%	5.71%
88 days	5.77%	5.77%	5.77%	5.77%
4 months	5.79%	5.79%	5.79%	5.79%
5 months	5.80%	5.80%	5.80%	5.80%
6 months	6.02%	6.07%	6.12%	6.17%
7 - 8 months	6.03%	6.09%	6.14%	6.19%
9 - 11 months	6.08%	6.13%	6.18%	6.24%
12 months	6.75%	6.80%	6.85%	6.90%
13 - 17 months	6.76%	6.82%	6.87%	6.92%
18 months	6.86%	6.91%	6.97%	7.02%
19 - 23 months	6.88%	6.93%	6.99%	7.04%
24 - 35 months	7.14%	7.20%	7.26%	7.31%
36 months	8.01%	8.07%	8.13%	8.19%
37 - 59 months	8.03%	8.09%	8.15%	8.22%
60 months	8.63%	8.70%	8.77%	8.85%
EasyAccess Deposit
3, 6 or 12 month deposit, with 50% access to your capital. Rates are quoted on a per annum basis. A balance of R2000 or more is required.
Period of Investment	Interest Monthly	Interest Quarterly	Interest Half-yearly	Interest on Expiry
3 months	5.65%			5.67%
6 months	5.85%	5.87%		5.92%
12 months	6.00%	6.03%	6.07%	6.16%
Equity Linked Deposit
	Participation Rate
36 months	65%
PrimeSelect
Balance	Period of investment	Ratio to prime	Nominal pa
R5 000 & more	88 days - 5 m	65%	6.50%
	6m - 11m	68%	6.80%
	12m - 35m	69%	6.90%
	36 months +	66%	6.60%
JustInvest
Money market deposit account
Balance	Nominal p.a.
< R5 000	0.00%
R5 000 - R9 999	5.10%
R10 000 - R19 999	5.60%
R20 000 - R49 999	5.85%
R50 000 - R99 999	5.85%
R100000 - R249999	5.95%
R250000 - R499999	6.00%
R500000 - R999999	6.05%
R1 million +	6.10%
Money Market Investment Account
Balance Range	Nominal pa
< R20 000	0.00%
R20 000 - R49 999	4.25%
R50 000 - R199 999	4.50%
R200 000 - R749 999	4.50%
R750 000+	4.80%
NedTerm
Balance range	Nominal pa
< R1 000	0.00%
R1 000 - R9 999	3.20%
R10 000 - R19 999	3.50%
R20 000 - R49 999	3.60%
R50 000 - R99 999	4.15%
R100 000 +	4.25%
JustSave
The JustSave Account offers all South Africans a secure, attractive method of saving funds at interest rates above the average Savings account rates
Balance Range	Nominal pa
< R50	0.00%
R50 - R999	2.25%
R1 000 - R9 999	2.75%
R10 000 - R19 999	3.25%
R20 000 - R99 999	3.75%
R100 000+	4.90%
Savings deposit accounts (including Optimum and Prime Club Accounts)
Balance range	Nominal pa
R0 - R499	0.10%
R500 - R999	0.20%
R1 000 - R4 999	0.20%
R5 000 - R9 999	0.20%
R10 000 - R14 999	0.20%
R15 000 - R24 999	0.25%
R25 000 - R49 999	0.30%
R50 000 - R74 999	0.40%
R75 000 - R99 999	1.00%
R100 000+	1.75%
NedSave & Dezign Save
Balance range	Nominal pa
R0 - R9 999	0.70%
R10 000 - R14 999	0.70%
R15 000 - R24 999	0.70%
R25 000 - R49 999	0.70%
R50 000 - R74 999	0.70%
R75 000 - R99 999	1.00%
R100 000+	1.75%
Nedbank Club Account
Balance range	Nominal pa
R1 000 - R4 999	1.30%
R5 000 - R9 999	1.30%
R10 000 - R14 999	2.00%
R15 000 - R24 999	2.20%
R25 000 - R39 999	2.35%
R40 000 - R49 999	2.45%
R50 000 - R74 999	3.40%
R75 000 - R99 999	3.40%
R100 000+	4.00%
Credit Card: Credit Interest Rates
Applicable to SAA Voyager, Classic and Gold
Balance	Interest Rate
R0 - R49 999.99	0%
R50 000 +	0.50%
Credit Card: Credit Interest Rates
Applicable to Nedbank Visa/MasterCard (Consumer and Corporate), Nedbank NGN, Nedbank SBS, The Pro Shop, Nedbank Namibia and Mint.
Balance	Interest rate
R0 000 – R49 999.99	0%
R50 000 +	0.25%
Credit Card: Credit Interest Rates
Applicable to Old Mutual Investment Credit
Balance	Interest Rate
R0.01 +	0.25%
Credit Card: Credit Interest Rates
Applicable to Go-Banking
Balance	Interest Rate
0 - 14 999.99	0%
15 000 - 49 999.99	0.25%
50 000 +	0.50%
Credit Card: Credit Interest Rates
Applicable to American Express® Personal Green, Gold, Platinum, Business and Corporate Charge cards
Balance	Interest rates
R0 - R49 999.99	0.25%
R50 000 - R999 999.99	2.25%
R1m +	3.75%
Credit Card: Credit Interest Rates
Applicable to American Express® Gold credit and Blue credit.
Balance	Interest rate
R0 - R49 999.99	0%
R50 000+	0.25%
Credit Card: Credit Interest Rates
Applicable to SAA Voyager Premium.
Balance	Interest Rate
R0 - R49 999.99	0%
R50 000 - R999 999.99	0.5%
R1m+	1.5%
Credit Card: Debit Interest Rates
Products	Interest Rate
Nedbank Unembossed	24.30%
Nedbank Dezign	20.75%
Nedbank Garage	19.65%
Nedbank Greenbacks Classic	19.65%
Nedbank Greenbacks Gold	19.40%
Nedbank Greenback Platinum	13.75%
Nedbank Classic	19.65%
Nedbank Gold	19.40%
Nedbank Visa Platinum	13.75%
Old Mutual Investment Credit	20.99%
Amex Blue Credit	18.65%
Amex Gold Credit	18.40%
Amex Platinum Charge	16.50%
Amex Gold Charge	16.75%
Amex Green Charge	17.00%
Amex Corporate and Business Charge Card	15.00%
Nedbank Business Classic Credit	19.40%
Nedbank Business Gold Credit	19.40%
Small Business Credit Card	18.40%
Nedbank Corporate Classic Credit	17.00%
Nedbank Corporate Gold Credit	17.00%
Nedbank Procurement	17.00%
SAA Voyager Classic	19.65%
SAA Voyager Gold	19.40%
SAA Voyager Premium	13.75%
Pro Shop Gold	19.40%
Pro Shop Platinum	13.75%
Go Banking Classic & Gold	24.24%
Go Banking Unembossed	24.24%
Amex Platinum Credit	13.75%